How Long Does It Take?

Each time the credit bureaus receive your dispute letters they have 30 days to conduct their review. That is why we allow you to update your credit report and create new dispute letters every 30 days.

Do I need to know credit repair?

No, you don't need any prior knowledge of credit repair. Our platform guides you through the entire process step by step, making it easy for anyone to dispute items on their credit report.

Does this include dispute letters?

Yes, Scorevana automatically generates FCRA-compliant dispute letters for every negative item identified in your credit report. Letters are customized for each bureau.

Do I mail the letters myself or does Scorevana do it?

You have two options: mail the letters yourself using our downloadable DOCX files, or use our CleverMail integration to handle printing and certified mailing automatically. Most users choose CleverMail for the fastest, hands-free experience, but both options work.

How fast do I get access?

You get immediate access to the platform after signing up. You can start creating your dispute letters right away once you connect your credit report.

Is it complicated to set up?

Not at all. Our platform is designed to be user-friendly. Simply sign up, connect your credit report, and follow our step-by-step process to generate your dispute letters.

AI Credit Intelligence & Dispute Automation

Take Control of Your Credit with AI-Powered Insights

Scorevana's dispute automation engine analyzes your credit, flags inaccuracies, and sends FCRA-compliant letters — automatically.

Get My $1 AI Credit Scan

Just $1 • Instant AI-powered credit analysis • No commitment

How It Works

AI Scans What May Be Affecting Your Credit

Connect your report and our AI reviews all three bureaus — surfacing negative items, risk factors, and reporting issues that may be holding your scores back.
AI Tells You What It's Costing You

Your AI Credit Snapshot turns those findings into real numbers — the estimated cost impact of what's on your report and how it may affect approvals and interest.
Know What To Consider Next

Get a personalized AI Action Plan with clear, recommended next steps — so you know exactly how to move forward and improve your credit with confidence.

What Your $1 AI Credit Scan Reveals

In minutes, our AI reviews your full credit profile and shows you exactly what's happening — and what it may be costing you.

3-Bureau Score Review — see your TransUnion, Experian, and Equifax scores side by side
Negative Items Found — the collections, late payments, and marks dragging your scores down
Credit Risk Factors — the specific factors putting your credit most at risk right now
Estimated Cost Impact — what these issues may be costing you in interest and lost approvals
AI Recommended Next Step — a clear, personalized next step so you know how to move forward

See Scorevana In Action

Monitor your credit, generate disputes, and track progress from one dashboard.

Dashboard

Monitor your credit scores from TransUnion, Experian, and Equifax from a single view. See your AI scan status, track open negative items, and follow your personalized credit improvement plan. Scorevana's dashboard shows exactly where your credit stands across all three bureaus and what to do next.

Credit Items Overview

Review every account, public record, and inquiry across all three credit bureaus. Filter by account status — positive, negative, or disputed — and drill into each tradeline to understand what's helping or hurting your score. Create new disputes directly from the credit items view for any potentially inaccurate negative item.

Dispute Hub

Scorevana generates round-by-round FCRA-compliant dispute letters tailored to each bureau. View and download your letters in DOCX format, mail them via CleverMail, and track delivery status. Each completed round automatically unlocks the next, keeping your dispute workflow moving forward without manual intervention.

Credit History

Track your credit score trajectory over time for all three bureaus with a historical chart and report timeline. See exactly how Scorevana's dispute rounds have affected your scores month by month. Every credit report import is logged so you have a full record of your progress.

AI Monitoring Across All Major Bureaus

TransUnion — Connected, last synced 2 hours ago
Equifax — Monitoring Active, tracking all 3 bureaus
Experian — AI Scan Complete, dispute tracking enabled

Never Print or Mail Another Dispute Letter Again

Scorevana automatically prepares, professionally prints, and mails your dispute letters for you — eliminating the need for a printer, envelopes, stamps, or trips to the post office. We handle the entire mailing process so you don't have to.

AI-generated dispute letters
Professionally printed & mailed for you
No printer, envelopes, or stamps required
USPS tracking & delivery confirmation included

Once you've reviewed your AI Credit Snapshot and Action Plan, you can continue with Scorevana for ongoing AI credit monitoring, dispute automation, monthly score updates, and continuous guidance every step of the way.

Continue With Scorevana After Your AI Scan

Ongoing AI Credit Monitoring & Dispute Automation — $49/month. Cancel anytime.

Scorevana Elite — $49/month

Fully customized for your credit report with compliance review
References Metro 2, CDIA Guidelines, and FCRA (15 USC) in every round
Professional AI formatting on every letter
Tailored strategies for tougher cases and re-disputes after verification
AI-generated dispute letters
Unlimited negative item disputes
Monthly score refreshes
Challenge inaccurate reporting across all 3 bureaus
Cancel anytime

Get Started

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Frequently Asked Questions

How Long Does It Take?: Each time the credit bureaus receive your dispute letters they have 30 days to conduct their review. That is why we allow you to update your credit report and create new dispute letters every 30 days.
Do I need to know credit repair?: No, you don't need any prior knowledge of credit repair. Our platform guides you through the entire process step by step, making it easy for anyone to dispute items on their credit report.
Does this include dispute letters?: Yes, Scorevana automatically generates FCRA-compliant dispute letters for every negative item identified in your credit report. Letters are customized for each bureau.
Do I mail the letters myself or does Scorevana do it?: You have two options: mail the letters yourself using our downloadable DOCX files, or use our CleverMail integration to handle printing and certified mailing automatically. Most users choose CleverMail for the fastest, hands-free experience, but both options work.
How fast do I get access?: You get immediate access to the platform after signing up. You can start creating your dispute letters right away once you connect your credit report.
Is it complicated to set up?: Not at all. Our platform is designed to be user-friendly. Simply sign up, connect your credit report, and follow our step-by-step process to generate your dispute letters.